Our Staff

Richard Cooperstein, Ph.D. is Director of Alliances and Policies at Andrew Davidson & Co., Inc. He brings decades of experience from various risk and policy roles in the mortgage market including senior positions at Freddie Mac, Ocwen, HSBC Securities, RMIC and Ranieri Partners.  He spent the first 10 years of his career in government service at the General Accounting Office and the Office of Management and Budget as a senior economist.  Cooperstein has managed risk portfolios at a mortgage insurer, servicer and GSE.  He owns a copyright on a mortgage valuation platform and was one of the chief architects of Credit Reform.  He is a published author and experienced speaker on applied option pricing and the economics of financial policy.